Arth'aath

For many years now, I have been looking for help with my personal finances. This is something that I fret about daily, but I don't want to invest time in managing them nor have I been able to find a good solution. This is why plum caught my attention when I read the news about its fundraise . So, here is my assessment about the product.  TL;DR Good for newbies to personal finance.  Personal finance has many interesting problems to solve. Plum is taking punt in all directions - income/ expense reporting, expense management, investment management   IMHO It may make sense to hone the focus on one area initially, and a good mature future app will tackle all the above areas. IIUC, Plum may be focusing on investment management, which is a good direction Disclosure: I have used the product for a week in Nov-2021 User problem Individuals / Families are not able to manage expenses & investments easily.  It is getting complicated to manage investments due to complexi...

  Fast laughs from Netflix Recently, Netflix launched a “fast laughs” tab in their mobile device (at least here in the UK).  It seems to be an interesting feature, possibly targeting watch time increase. Traditionally,  trailers / previews along with personalized recommendations have been the method to increase viewers engagement.  Personally, when I am looking for something new to watch, my appetite for “try” is extremely low. Therefore, when I see a  show recommended, I need some good “incentive” to start watching the show.  word of mouth recommendation,  an extremely interesting trailer or  Topmost rating (particularly on imdb)  Therefore, this new feature is particularly interesting and I hope that there are plans to extend beyond just the comedy genre. It may become additional content on netflix, rivaling youtube, which has loads of interesting content on shows. Top scenes from the show.  Top dialogues, eg Al Pacino's speech in the ...

  Will we have Google or Facebook in India? The start-up ecosystem in India is strong. It may not be as big as Silicon valley, but it is definitely going in a good direction. The Mint based on Rajan Anandan’s input has put 100 unicorns by the year 2025 despite the impact of covid in India. But, I have always thought about one question, is there a company which would be big like Google or Facebook in India? These companies started in silicon valley, which has unfettered access to world outstanding educational institutes like Stanford university. These companies were founded by great thought leaders and have hired the best tech talent in the world. The strong and relatively homogeneous economy of the US has also allowed a good breeding market for these companies.  The other country to look for is China, where we arguably have companies of similar size and huge potential like those of these US giants. The chinese behemoths have benefited from the tech talent of China, and also f...